ELIGIBLE CLASSES
Towing and Recovery Operations with the following Garage Operations:
- Tow Trucks with Storage Lot Operations
- Tow Trucks Operators with Auto Repair
- Tow Trucks Operators with Body Shops
- Towing for Auto Auction Operations within a 200 mile radius and less than eight cars
- Towing for Hire Operations
INELIGIBLE CLASSES
Towing and Recovery Operations with the following Exposures:
- Towers performing Involuntary Repossessions
- Operations with a trucking/hauling exposure in excess of 15% of the total operation. The tractor trailer types must be used for towing buses, construction equipment or cargo from the scene of an accident
Note: We are able to look at the Auto and On Hook for the following operations Excluding the General Liability or Garage Coverage.
- Operations that have a convenience store operation or Gas Sales
- Salvage Operations
- Used Auto Sales
Coverage & Limits Offered up to: (Dependent on the carrier)
| •General Liability | $1,000,000/$3,000,000 |
| •Garage Liability Limits | $1,000,000/$3,000,000 Aggregate |
| •Garage keepers | $500,000 Per Location |
| •Automobile Liability Limits | $1,000,000 CSL |
| •Automobile Physical Damage | (Written on Original Cost New Basis) |
| •Uninsured & Underinsured Motorist | (Non Stacked) Minimum Statutory Limits |
| •Medical Payments (For both Auto and Garage) | $1,000, $2,000 or $5,000 |
| •Personal Injury Protection | Minimum Statutory Limits |
| •Hired and Non Owned Liability | Limits equal to the Auto Liability |
| •On Hook Cargo (Limits Schedule Per Vehicle) | $500,000 (Higher may be available) |
| •Miscellaneous Property Floater Tools & Equip. | $250,000 Maximum Total Values Limit |
| •Property Real and Personal | $500,000 Any one Location |
Please contact our office, if you have any questions regarding our program, your existing insurance coverage, or to request a quote for your business. If you would like a quote please fill out the form below.